end of year 2022

Net worth increased 3.56% this year: from $3.55M to $3.672M. Real estate improved 20% and stocks fell 20%. Max withdrawals for next year will be $6,121 per month or $71,016 per year (2% of net worth). Had a four week vacation in Ireland and the UK, along with another four week vacation in California. Planning a three week vacation to Japan and another three week vacation to Central/Eastern Europe when I run in Berlin. I've also been spending a lot of time running, weightlifting, and collecting vintage cards.