end of year 2023

 Net worth increased 2.91% this year: from $3.672M to $3.775M. Real estate fell 5% and stocks improved 27%. Max withdrawals for next year will be $6,293 per month or $73,452 per year (2% of net worth). Had a four week vacation in Japan, along with another four week vacation in Central Europe. Planning a three week vacation to Kyoto in February and a three week vacation to Spain/Portugal/Andorra/Morocco in August. I've also been spending a lot of time running, weightlifting, and collecting vintage cards. I somehow set a new personal record in the marathon in Berlin with a 2:42:04. I'm 45 now.