end of year 2025

 

Net worth increased 4.52% this year: from $4.076M to $4.252M. Real estate was flat, but stocks improved 16%. We made $7,920 in passive income, spent $69,569, and withdrew $61,649 (slightly over the $60,000 withdrawal budget). Annual withdrawal budget for next year will be $5,170 monthly or $62,040 total.

We took a two-week trip to Central/South America, a one-week trip to Banff National Park in Canada, a three-week trip to the Alps, and a three-week trip to Tokyo. This makes 38 countries visited and five trips to Japan. In 2026 we will take a four-week trip to Australia and New Zealand in the winter, followed by a three-week trip to Portugal, Spain, and North Africa.

The tinnitus spike I experienced is still raging strong and now considered permanent, but I'm fighting/accepting it the best that I can. I won my hometown half-marathon then took some time off before cranking it back up a bit. I have no plans to race again. I spend a lot of time on solving advanced sudoku, collecting Nintendo Power items, watching Lakers basketball, watching classical films, and planning new vacations.

My expectations for the new year: getting pretty close to having watched all 1000 films on TSPDT, reading 200 lifetime books, visiting the six main continents, and running a lifetime global circumnavigation.